The Usher Standard — Rate Checker
The Business of Interiors

The Usher Standard

Rate Checker — Layer 1

Working Year
Billable Hours
Your Team
Overhead
Profit Goals
Calibrate
Step 1 of 6

Your Working Year

Most designers price their services based on a working year that does not exist. This step builds your real working year so that every rate you set from this point forward is grounded in reality.

Working Pattern

Time Away from Work

Non-Billable Professional Time

Available Working Hours After holidays, events and non-billable time — before the billable reality calculation
Step 2 of 6

Your Billable Reality

Even within your available hours, not every minute is chargeable to a client. Be honest rather than optimistic here. Your rates depend on it.

If you are a sole designer without support staff, 60% is a sensible starting point. If you have a studio manager handling administration, you may move this closer to 65–70%. If you are just starting out, err on the lower side until you know your own rhythm.
60%
40% — sole designer, busy admin 85% — strong studio support
True Annual Billable Hours This is what you actually have to sell. Everything is priced from here.
Step 3 of 6

Your Studio Team

A sole designer carries all overhead on their own hours. A studio with multiple fee earners shares it. Getting this right is what stops the tool from penalising growth.

Add each person in your studio. A studio manager or practice manager who does not bill hours directly still carries a salary — toggle them as a non-fee earner and their cost will be distributed across the team's overhead.
Step 4 of 6

Your Studio Overhead

Overhead is every fixed cost your studio carries before a single hour of design work is done. Staff salaries are entered in your team above. This section covers everything else.

These costs are shared across your fee earners. The tool divides total overhead by your combined billable hours to calculate each person's proportionate burden per hour.
Studio or home office costs Rent, utilities, rates, broadband
£
Software & subscriptions CAD, mood board tools, accounting, CRM
£
Insurance Professional indemnity and public liability
£
Marketing & website Photography, website, social, PR
£
Professional memberships BIID, RIBA or other industry bodies
£
Accountancy & legal Accountant, legal advice, contract templates
£
Travel & vehicle Costs not consistently recharged to clients
£

Overhead Summary

Total annual overhead £0
Total salary costs (from team) £0
Total annual business cost £0
Step 5 of 6

Your Profit Goals

Profit is not greed. It is what allows your business to survive a slow quarter, invest in better tools, and simply sleep at night. A business without profit is a business with an expiry date.

Gross Profit Target

Gross profit is what remains from your project revenue after direct project costs, before overhead is deducted. A healthy gross margin for a design business sits between 40% and 60%.
50%
20% — fragile 75% — exceptional

Net Profit Target

Net profit is what remains after everything — direct costs and overhead. Aim for a minimum of 20%. A well run, confident design business should be targeting 25–30%. Anything below 20% means your business is fragile.
25%
5% — unsustainable 50% — outstanding
£—
Minimum Viable Hourly Rate Below this, you cannot afford to work. This is your floor — not your price.
Step 6 of 6

Calibrating Your Rate by Tier

This step is not shown to your clients. It is your internal calibration — the working out behind your fixed rate. You are about to do this once, so you never have to justify your rate to yourself again.

Before you begin this step

Why we price by the square metre — not by the hour

Your minimum viable hourly rate tells you what your time costs. But you will rarely quote a client by the hour — and for good reason. An hourly rate puts the client on the clock. It creates anxiety around every conversation, every revision, every phone call. It also means a slow project punishes you, and an efficient one rewards the client at your expense.

A fixed per m² rate is cleaner, more professional and easier for a client to understand. It reflects the complexity of the space — not the complexity of the person commissioning it.

But not every room in a house is the same, and not every project is the same. A kitchen with fully bespoke joinery, integrated lighting and hand-selected stone requires a fundamentally different level of time and skill than a guest bedroom refreshed with new furniture and paint. Charging both at the same rate means one of them is wrong.

This is why The Usher Standard uses three tiers — Standard, Premium and Bespoke — each with its own per m² rate. You can apply the appropriate tier room by room, or across the whole project if the brief is consistent throughout. What we are doing in this step is making sure your chosen rates for each tier actually hold up. Not by guessing — by working backwards from your real hourly cost and the time each tier genuinely takes. Do this once, with honest numbers, and you will never undercharge yourself again.


Standard

Works within the existing character of a space. Furniture and finishes sourced from pre-existing ranges. A considered approach without the additional time and cost that custom elements bring.

hrs/m²
£
Enter your figures above to see your verdict.

Premium

Custom joinery, integrated feature lighting and a small selection of bespoke furniture. A more comprehensively detailed drawing package. The result is a luxurious, layered scheme.

hrs/m²
£
Enter your figures above to see your verdict.

Bespoke

A Bespoke tier design of complexity is the most demanding and detailed level of work. No limitations. The result is a truly unique environment featuring one-of-a-kind elements and the finest custom finishes.

hrs/m²
£
Enter your figures above to see your verdict.

Your Rate Verdicts

Standard

£100/m²

Premium

£150/m²

Bespoke

£200/m²
Below Standard

At this rate, you are not covering your costs. Before profit, before growth, before paying yourself properly — this rate is losing you money on every square metre you design. This is not a pricing problem, it is a business survival problem. You need to revise this rate before you take on another project.

Approaching Standard

Your costs are covered, but only just. There is little to nothing left for profit, reinvestment or the inevitable difficult month. You are working hard for a business that is barely breaking even. A small adjustment to your rate now will make a significant difference to your financial reality by the end of the year.

At Standard

Your rate works. Your time is covered, your overhead is recovered, and your profit goal is achievable. This is where every designer should be as a minimum. Protect this rate. Do not discount it, do not apologise for it, and do not let a client negotiation erode it.

Above Standard

Strong position. Your rate not only covers your costs and hits your profit goal — it gives you room to breathe, invest and grow. This is the mark of a well run, confident design business. The Usher Standard is your floor, not your ceiling — and you are above it.

The Usher Standard  ·  The Business of Interiors  ·  Rachel Usher